Saturday, February 29, 2020

Does Applying Early Decision Increase My Chances?

Students with their hearts set on attending a specific college often want to know how they can increase their odds of acceptance. Will attending summer programs give them a boost? How about contacting a local alumna? We hear these questions a lot, but there’s one we hear far more often than all the others—will applying early decision increase my chances? It was previously believed that applying early decision or early action offered no significant advantage to applying regular decision at most colleges. Is this still the case? Keep reading to find out how applying early decision can impact your odds of acceptance. It’s easy enough to look up acceptance rates, and anyone who does so will notice that most schools have higher acceptance rates for early decision applicants, sometimes significantly so. To the untrained eye, this might make it seem like early decision is an easier round of admissions, but this ignores a big piece of the puzzle. Students who apply early decision might be more qualified overall than those who apply regular decision. After all, they are the students who have decided months ahead of time where they want to attend college. Maybe this also means they are the same students who have been ahead of other curves throughout their high school years. While it’s hard to find statistics about the average SAT or GPA of early decision applicant pools, it’s safe to say that students who apply early are forward thinking planners who pay close attention to detail. Could this alone account for the sometimes very large discrepancy between acceptance rates? At , we have experience working with thousands of college hopefuls and we have access to thousands of other data points gathered through our own research. While we used to believe that the higher acceptance rates of early decision programs were accounted for by more highly qualified applicants, we now believe that the difference in acceptance rates between early and regular decision cannot entirely be accounted for by differences in the applicant pool. Our data shows that applicants across the board have a higher chance of gaining acceptance when they apply through early decision, even when differences in candidate strength are accounted for. This means that the average student is more likely to get in when he or she applies early decision than when the same student applies regular decision to the same school.    Estimating your chance of getting into a college is not easy in today’s competitive environment. Thankfully, with our state-of-the-art software and data, we can analyze your academic and extracurricular profile and estimate your chances. Our profile analysis tool can also help you identify the improvement you need to make to enter your dream school. Early decision applicants are a sure thing for colleges, many of which want to accurately predict their yield. Yield is an important factor for colleges. Essentially, it is the percent of accepted students who end up enrolling. Not only is this an important factor to predict accurately for financial purposes (since a full class brings more tuition), but it is also weighed by many college rankings. Early decision applicants help a college to more accurately predict yield because they have committed to attending even before they are offered an acceptance. As Karen Richardson, the dean of undergraduate admissions and enrollment management at Tufts says, â€Å"The biggest difference between ED and students is that those who apply ED have already decided that Tufts is the place that they want to be. As the ED pool has grown and gotten stronger, it’s difficult to say ‘no’ to good students who are good fits and who have made the commitment to attend if accepted.† Richardson goes on to note that Tufts specifically does not offer Early Action, because its non-binding nature makes yield projections difficult. With so many qualified candidates now applying through early decision programs, it’s easy to see why colleges are apt to favor them. In fact, at many schools, early decision applicants are accepted at rates 10-12% higher than regular decision applicants. While it doesn’t offer as significant a boost as early decision, most early action programs still provide some admissions advantage. For Single-Choice Early Action or Restrictive Early Action programs, the admissions benefits can be around 6-8%, while for normal Early Action, the admissions benefits hover around 4-6%. While these might seem negligible, keep in mind that the overall acceptance rate at many top schools is now below 10%. A 6 point advantage can be significant when we’re talking about such low acceptance rates. Early action programs probably don’t offer as big of an advantage as early decision because they don’t offer as big of an advantage to colleges, either. Early action, even single-choice or restrictive early action, still leave room for accepted students to change their mind and attend another school. While the applicant’s demonstrated interest is still seen as an advantage to admissions committees, it isn’t as significant as the sure bet that early decision applicants represent. Of course, to every rule there is an exception, and this is no different. While most colleges do accept early decision and even early action students at higher rates, this isn’t true of all schools across the board. Most notably, the early action acceptance rate at MIT is just 6.9%, compared to the regular decision acceptance rate of 6.7%. So, while most colleges do favor early decision candidates, the degree to which this occurs varies from one school to another, and at some schools, it can even be insignificant. To learn more about optimizing your chances of getting into your top choice school, consider enlisting the help of ’s Applications Guidance service. Here, you will be paired with a personal admissions specialist from a top a college who can provide step-by-step guidance through the entire application process.

Thursday, February 13, 2020

Exam Essay Example | Topics and Well Written Essays - 1500 words - 1

Exam - Essay Example weighted-average cost of capital for a firm with the following sources of funds and corresponding required rates of return: $5 million common stock at 16 percent, $500,000 preferred stock at 10 percent, and $3 million debt at 9 percent. All amounts are listed at market values and the firms tax rate is 35 percent. 3- Firms A and B intend to merge and Firm A has calculated the NPV of the merger to be $2 million after paying $8 million for Firm B. If Firm A had a pre-merger value of $10 million and Firm B had a pre-merger value of $6 million, calculate the value of the merged entity, as well as the cost of the merger. 4- Circular File stock is selling for $25 a share. You see that call options on the stock with exercise price of $20 are selling at $3. What should you do? What will happen to the option price as investors identify this opportunity? Then you observe that put options on Circular File with exercise price $30 are selling for $4. What should you do? In the first case, I will be exercising the call option since it gives me the intrinsic benefit of $2 ($25 - $20 - $3). My total cost of the stock would be $23 however; I will still earn benefit of $2 as compared to market where the stock is selling at $25. When other investors would see this opportunity, there are two possibilities to happen. Firstly, the current share price is likely to reduce to $23 or secondly, the value of call option may increase to $5. In case of put option, I will be exercising the put option as it will allow me to generate the intrinsic benefit of $1 ($30 - $25 - $4). I would be purchasing the stock at a total cost of $29 i.e. $25 current price plus $4 the value of put option. I would then be selling the stock at $30, which would earn me $1

Saturday, February 1, 2020

Biblical Writings Essay Example | Topics and Well Written Essays - 1250 words

Biblical Writings - Essay Example "Torah" is a Hebrew term meaning 'teaching' or 'instruction', which is used to refer to the Five Books of Moses, otherwise known as Pentateuch, which include Genesis, Exodus, Leviticus, Numbers and Deuteronomy. However, the term is also used to refer to the entire Jewish bible and to the entire Jewish law and teachings, in its broadest sense. The Talmud may be realized as one of the central texts of conventional Judaism which incorporates the rabbinic teachings concerning Jewish law, ethics, customs and history, and it has two components: Mishnah and Gemara. The Hebrew term Mishnah (or Mishna), which means 'repetition', can be comprehended as the earliest written redaction of the Jewish oral traditions and it can refer to the entire tradition of the Oral Torah. The second component of the Talmud, known as the Gemara, is a collection of rabbinical commentaries and studies of the Mishnah. The terms such as Hebrew Bible, Jewish scripture, Old Testament, and First Testament are closely c onnected, because all these refer to the same scripture in different traditions. Thus, the Hebrew Bible refers to the books of the Jewish Bible (also known as Tanakh), which is known as the Old Testament in Christian Biblical canon. Similarly, First Testament is another term used for the familiar term Old Testament, referring to the first section of the Christian Biblical canon. Therefore, Tanakh, Torah, Mishnah, Gemara, Talmud, Hebrew Bible, Jewish scripture, Old Testament, and First Testament are important terms used to refer to the various Scriptures, books, traditions etc in the Jewish and Christian religion. A profound source criticism of the Bible refers to significant designations such as J (Jahwist), E (Elohist), P (Priestly), D (Deutoronomist), and Q (Quelle) and these terms denotes the major sources of the Old Testament and the New Testament. One of the major developments in source criticism of the Bible has been the "documentary hypothesis", according to which the first five books of the Old Testament ((known as the Pentateuch) were comprised of four major sources such as J (Jahwist), E (Elohist), P (Priestly), and D (Deutoronomist). The Jahwist (J), one of the four major sources of the Torah, is the oldest source according to the "documentary hypothesis" and it refers to God as Yahweh. The second source of the Torah, known as the Elohist (E), refers to God as Elohim and presents God as less anthropomorphic to Yahweh of the earlier Jahwist source. The most recent of the four chief sources of the Torah is the Priestly Source (P) emphasizes the laws of Moses and priestly duties. The fourth source of the Torah, i.e. the Deuteronomist (D), considers the texts of Scripture as products of human intellect. Therefore, the Jahwist, the Elohist, the Priestly, and the Deutoronomist are the four major sources of the Torah, according to the "documentary hypothesis". It is also important to recognize these four sources were in the long run combined into the Pentateuch to organize the first five books of the Old Testament. Source criticism of the New Testament introduces one to the term Q (Quelle), which refers to an earlier, lost source of the Gospels. Significantly, the German word 'Quelle' means 'source' and this lost textual source was central to the origin of the Gospels, especially the Gospel of Matthew and the Gospel of Luke. Part